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Dollar Happy Planning Blog

The Importance of Money Planning


The key to wealth building starts with a plan.  Successful plans start with goals.
The Importance of Money Planning

Dollar Happy Planning Blog

The Importance of Money Planning


The key to wealth building starts with a plan.  Successful plans start with goals.

2 months ago


The Importance of Money Planning

Studies have proven that written goals are more likely to be achieved.

How Handwriting Trains The Brain

Written words imprint the material in the mind.  Actual writing - not tapping away on a keyboard, or thumbing a text - improves mental clarity, memory, and thought expression.  Writing goals and thoughts allows greater introspection and ideas, and therefore, propel actions. 

The key to wealth building starts with a plan.  Successful plans start with goals.  Writing money goals, giving them names, and creating a vision board are powerful exercises.  Using the Dollar Happy Planner enhances success by immersing the user in handwritten money-related activities, questions, and learning exercises.

My own experience of paying down a $100,000 mortgage started with a plan.  I committed to saving $500 a month and paying an extra $1,000 a month with my mortgage payment.  By creating the plan, it triggered an automatic action response of aligning my monthly budget to meet the designated amounts.  I stayed consistent with my plan and was debt-free with $50,000 in savings in four years. 

I was able to determine my ‘Why?’ and give it priority.  Using a vision board helps to attract the result but when writing down your ‘Why?’, the plan comes front and center.  Nothing can distract you from your goals.  When I have trouble finding my ‘Why?’, I take out one of my notebooks and scribble out my thoughts.  Amazingly, new ideas come to me.

That’s the beauty of using paper and pen.  The thought process is fired up in an inexplicable way.

The Dollar Happy Planner combines monthly calendar pages with thought-provoking activities to promote repetition. The financial vision board is where all of life’s dreams are captured.  The visuals in the Dollar Happy Planner are fun and encouraging and having a calendar is a great tool for reminders and accountability. 

Each of the trivia and learning questions lead the user to examine a different aspect of personal finance.  Through learning in small steps, confusing concepts become easy.

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